Savings plan simulator
Simulate a savings plan with initial capital, monthly deposits and constant effective annual return. Annual table and CSV; excludes tax, costs and inflation.
Result
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Formula and instructions
r = (1+R)^(1/12) − 1; B[m+1] = B[m] × (1+r) + C
Simulate a savings plan with initial capital, monthly deposits and constant effective annual return. Annual table and CSV; excludes tax, costs and inflation.
Sources and further reading
Frequently asked questions
Which formula does this tool use?
r = (1+R)^(1/12) − 1; B[m+1] = B[m] × (1+r) + C Simulate a savings plan with initial capital, monthly deposits and constant effective annual return. Annual table and CSV; excludes tax, costs and inflation.